FAQ – Easycapital365

Frequently Asked Questions

What types of loans does Easy Capital offer?

We provide financing for Fix & Flip, Rental Properties, Multifamily, Ground-Up Construction, and Commercial Real Estate projects.

Do you lend nationwide?

Yes! Easy Capital offers financing across all 50 states.

What are your interest rates?

Our rates typically range from 6% to 9%, depending on the loan type, property, and borrower profile.

How much can I borrow?

Loan amounts range from $100,000 up to $500 million, depending on the program and project size.

Do you cover renovation costs?

Yes, our Fix & Flip loans include financing for both purchase and rehab.

Do you charge upfront fees?

We believe in transparency. Any fees will be disclosed upfront before you commit.

Do you require a minimum credit score?

Most programs require a minimum FICO of 620, though terms vary depending on the loan type.

Do you offer long-term rental financing?

Yes, we offer flexible rental property loans designed for investors seeking long-term cash flow.

How do I apply?

You can start by filling out our simple online application. One of our lending specialists will reach out within 24 hours.

How fast can I close?

Many loans can close in as little as 10–15 business days, depending on documentation and project type.

What documents do I need to provide?

Generally, you’ll need property details, proof of income/assets, ID, and credit information. Our team will guide you step by step.

Do you offer pre-approvals?

Yes, we provide pre-approval so you can move forward with confidence when making offers.

Can I use Easy Capital to finance my personal home?

No, our loan programs are for investment properties only.

Is there a prepayment penalty?

Most of our short-term loans have no prepayment penalties. We’ll confirm terms for your specific loan program.

What makes Easy Capital different?

We combine competitive rates, high loan limits, nationwide coverage, and personalized investor support.